The ACGA (American Council on Gift Annuities) is a qualified nonprofit organization formed in 1927 as the Committee on Gift Annuities and was incorporated as a 501(c)(3) nonprofit in 1993.

The ACGA's volunteer Board of Directors is comprised of professionals active in the field of planned giving with some of America's most well-respected charities. These individuals give unselfishly of their time and energy to assist others in their gift annuity programs.

One of the primary activities of the ACGA is the publication of suggested maximum charitable gift annuity rates for use by charities and their donors. The ACGA retains the services of an actuarial firm to advise and consult on matters pertaining to life expectancies and related matters. The ACGA has a long and distinguished record in this area, and its suggested maximum rates have long been recognized, not only by charities and donors but also by state insurance departments and the IRS as being actuarially sound and in the best interests of all parties involved. See our individual State Regulations and Gift Annuity Rates webpages.

The ACGA offers a conference every two years, for planned giving, development and administrative staff of non-profits and related professionals.

The ACGA is supported by its member organizations. Among our members are religious organizations, colleges, universities, hospitals, arts organizations, social welfare organizations, environmental charities, and other philanthropic entities and individuals. Some of these organizations have been involved with the ACGA since its early days, but many more have joined more recently, expanding the value and influence of the ACGA as it interacts with state legislators and Commissioners of Insurance. This reality has led many organizations to realize that the work of the ACGA is worth much more than the annual membership fee. Our members are united in the ACGA’s vision to advance and promote responsible philanthropy.