| Month |
Rate |
| January 2025 |
5.2% |
| December 2024 |
5.0% |
| November 2024 |
4.4% |
| October 2024 |
4.4% |
When computing the deduction for a gift annuity (and many other planned gifts), one can use the IRS discount rate for the month of the gift or either of the two prior months. The rate for the upcoming month typically is announced around the 20th of the previous month.
Click here to view past IRS discount rates.
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