Privacy Policy & Terms of Service

Privacy Policy

Your privacy is important to us.  It is the American Council on Gift Annuities' policy to respect your privacy regarding any information we may collect from you across our website.  This privacy notice discloses the privacy practices for www.acga-web.org. This privacy notice applies solely to information collected by this website. It will notify you of the following:

  1. What personally identifiable information is collected from you through the website, how it is used and with whom it may be shared.
  2. What choices are available to you regarding the use of your data.
  3. The security procedures in place to protect the misuse of your information.
  4. How you can correct any inaccuracies in the information.

Information Collection, Use, and Sharing 

We only ask for personal information when we truly need it to provide a service to you. We collect it by fair and lawful means, with your knowledge and consent. We also let you know why we’re collecting it and how it will be used.  You are free to refuse our request for your personal information, with the understanding that we may be unable to provide you with some of your desired services.

We are the sole owners of the information collected on this site. We only have access to collect information that you voluntarily give us via email or via other direct contact from you. We will not sell or rent this information to anyone and we don’t share any personally identifying information publicly or with third-parties.  Below are some ways that information might be needed to provide a service to you:

Payment Processing

We use an outside credit card processing company to bill users for goods and services. These companies do not retain, share, store or use personally identifiable information for any secondary purposes beyond filling your order.

Member Registration

In order to access certain content on this website, a user must first complete the membership form. During registration a user is required to give certain information (such as name and email address). This information is used to contact you about membership, events, surveys and other member related items in which you have expressed interest.

Orders

We request information from you on our order form. To buy from us, you must provide contact information (like name and shipping address) and financial information (like credit card number, expiration date). This information is used for billing purposes and to fill your orders. If we have trouble processing an order, we'll use this information to contact you.

Cookies

We use "cookies" on this site. A cookie is a piece of data stored on a site visitor's hard drive to help us improve your access to our site and identify repeat visitors to our site. For instance, when we use a cookie to identify you, you would not have to log in a password more than once, thereby saving time while on our site. Cookies can also enable us to track and target the interests of our users to enhance the experience on our site. Usage of a cookie is in no way linked to any personally identifiable information on our site.

We will use your information to respond to you, regarding the reason you contacted us. We will not share your information with any third party outside of our organization, other than as necessary to fulfill your request, e.g. to process your payment, except when required to by law. The only information shared publicly on our site is a list of member organizations.

Unless you ask us not to, we may contact you via email in the future to tell you about membership, events, new products or services, or changes to this privacy policy.

Your Access to and Control Over Information 

You may opt-out of any future contacts from us at any time. You can do the following at any time by contacting us via the email address or phone number given on our website:

  1. See what data we have about you if any.
  2. Change/correct any data we have about you.
  3. Have us delete any data we have about you.
  4. Express any concern you have about our use of your data.

Security

We take precautions to protect your information. What data we store, we’ll protect within commercially acceptable means to prevent loss and theft, as well as unauthorized access, disclosure, copying, use or modification.  When you submit sensitive information via the website, your information is protected both online and offline.

Wherever we collect sensitive information (such as credit card data), that information is encrypted and transmitted to us in a secure way. You can verify this by looking for a lock icon in the address bar and looking for "https" at the beginning of the address of the Web page.

While we use encryption to protect sensitive information transmitted online, we also protect your information offline. Only employees who need the information to perform a specific job (for example, billing or customer service) are granted access to personally identifiable information. The computers/servers in which we store personally identifiable information are kept in a secure environment.

Links

This website contains links to other sites. Please be aware that we are not responsible for the content or privacy practices of such other sites and cannot accept responsibility or liability for their respective privacy policies. We encourage our users to be aware when they leave our site and to read the privacy statements of any other site that collects personally identifiable information.

Your continued use of our website will be regarded as an acceptance of our practices around privacy and personal information. If you have any questions about how we handle user data and personal information, feel free to contact us.

This policy is effective as of 25 April 2019.

If you feel that we are not abiding by this privacy policy, you should contact us immediately via telephone at (770) 874-3355 or This email address is being protected from spambots. You need JavaScript enabled to view it..


Terms of Service

  1. Terms
    By accessing the website at https://www.acga-web.org, you are agreeing to be bound by these terms of service, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this website are protected by applicable copyright and trademark law.
  2. Use License
    1. Permission is granted to temporarily download one copy of the materials (information or software) on the American Council on Gift Annuities' website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:
      1. modify or copy the materials;
      2. use the materials for any commercial purpose, or for any public display (commercial or non-commercial);
      3. attempt to decompile or reverse engineer any software contained on the American Council on Gift Annuities' website;
      4. remove any copyright or other proprietary notations from the materials; or
      5. transfer the materials to another person or "mirror" the materials on any other server.
    2. This license shall automatically terminate if you violate any of these restrictions and may be terminated by the American Council on Gift Annuities at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.
  1. Disclaimer
    1. The materials on the American Council on Gift Annuities' website are provided on an 'as is' basis. The American Council on Gift Annuities makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.
    2. Further, the American Council on Gift Annuities does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its website or otherwise relating to such materials or on any sites linked to this site.
  2. Limitations
    In no event shall the American Council on Gift Annuities or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on the American Council on Gift Annuities' website, even if the American Council on Gift Annuities or an American Council on Gift Annuities authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.
  3. Accuracy of materials
    The materials appearing on the American Council on Gift Annuities' website could include technical, typographical, or photographic errors. The American Council on Gift Annuities does not warrant that any of the materials on its website are accurate, complete or current. The American Council on Gift Annuities may make changes to the materials contained on its website at any time without notice. However, the American Council on Gift Annuities does not make any commitment to update the materials.
  4. Links
    The American Council on Gift Annuities has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by the American Council on Gift Annuities of the site. Use of any such linked website is at the user's own risk.
  5. Modifications
    The American Council on Gift Annuities may revise these terms of service for its website at any time without notice. By using this website you are agreeing to be bound by the then current version of these terms of service.
  6. Governing Law
    These terms and conditions are governed by and construed in accordance with the laws of Texas and you irrevocably submit to the exclusive jurisdiction of the courts in that State or location.